Tuesday, 27 May 2014

FORCES OF EVIL

In this week's continent wide elections of MEPs - Members of the European Parliament - the rise and rise of extremist political parties across Europe is explained by the incumbent, dozing, complacent mainstream parties and commentators as being a rebellion against the creeping bureaucracy of the European Union.

The supine political class's and the media's self-excusing explanation is yet another delusion; another smoke and mirrors manoeuvre to obscure their own lack of leadership, vision, ability, honesty and competence. By directing the anger of the mobs against an anonymous bunch of approximately 25,000 public servants and a few hundred somnolent MEPs in Brussels and Strasbourg - who are trying to make the farms, telephones and labour markets work across a recent loosely assembled population of 550 million squabbling European citizens, speaking about 20 languages - the embedded commentators are desperately attempting to turn the stampeding mobs away from the obvious, real cause of their anger:  "Its the Economy - Stupid!"

The latter day Anglo-Saxon purblind philosophy of obscene greed, typified by short-termism and monetarism, championed by Thatcher and Reagan from 1980 onwards, crashed the global economy in 2008-09, costing tax payers in the US and Europe at least $3 trillion (8 million permanent jobs), plunging blameless, persistently underpaid, hardworking families into "the worst recession for 100 years", while the $3 trillion of tax-payers' cash was, and is continually, siphoned to the world's 70 tax-havens. All OECD liquidity has been, and continues to be, stashed away, by Thomas Piketty's (French economist) 1% of secret VIPs and gangsters.

The perpetrators, the sociopaths who have stolen society's liquidity, happily blame the $3 trillion collapse on a handful of poor sub-prime, loan-sharked mortgagees in America - whose small monthly mortgage defaults could have been plugged by any one of America's multi-billionaires. The fantasy story is that these few struggling souls destroyed the might of Wall Street and The City of  London by not making their pitiful repayments to licensed loan-sharks on time. What immense bullshit More smoke and mirrors by the greatest thieves in history.

The outward signs of inward theft by those crooked bookkeepers who manipulate the Money-Economy, which is now a false paper trail of such profound professional complexity that the whole crumpled mess will have to be swept away and burnt, is manifest in immense unemployment across Europe, as high as 50%, particularly among our young people; and in the utter, persistent lack of new investment in modern industries, while $32 trillion (80 million jobs) sits idle in tax-havens. Caught between these cruel pincers of no jobs and capital on strike - which no politicians will even acknowledge - the ignorant, bewildered, deluded mobs see no hope, no future, no vision for mankind; and their despair is turning to rage. 

This month, it is a low level rage, a deferential and polite rage, a civilized forelock tugging rumbling rage - which the fascist and extremist new wave of rabble-rousers - the new revolutionaries - are irresponsibly, gleefully harnessing and honing into hatred. Under triumphant banners, they are mobilizing the mobs against any definable minority they can find. The nebulous, meandering European Parliament and Commission is an easy "They" to direct primitive minds and emotions against. Immigrants look and sound different - they can also be classed as The Enemy of The People - and hated. And then of course there are the traditional enemies who are being targeted as hate figures. I left peaceful, cosmopolitan, bureaucratic Brussels last Saturday, just an hour before an enraged lunatic killed four people at the Jewish Museum. Was it the Muslims? We can turn our uninformed, sound-bite, politically sanctioned hatred on them too. 

The banal, angry  and stupid rabble have so far only taken a small percentage of political positions. They are still in the political minority. But these small gains have swollen their ambitions to sweep across the world - and build an empire that will last for a thousand years. For the good of the people. Hail our New Great Leaders!

The real villains - the paralyzed capitalists on strike - the clever secretive gangs that will risk revolution and war rather than use the tax-haven hoarded assets to re-boot the stalled world economy, are prepared to plunge us all into chaos, before redistributing income and capital. They have got it all - and they intend to hang onto it - to the death. This group of super-rich are a "They" who could immediately make a better world. 

Take heed. The old, embedded majority of politicians, media and opinion-formers must act now if they and our communities are to survive and weather the gathering storm. 

Friday, 16 May 2014

HUMAN RACE - SURVIVAL

 
From all the urgent, serious, pressing, harrowing, dangerous, depressing, enraging, frightening threats to our personal, family, local, national, international, solar-system, and galactic systems, I have reviewed my main Blog topics for the most real and present danger - Action This Day subject.
 
The blog refers among other subjects to TAX & ECONOMICS - SEX - PHYSICS - HUMAN SPIRIT -  LIFEFORCE - and GLOBAL WARMING. This week's news on Climate Change seems to me to be the most important, least disseminated news that the whole damned human race ought to be urgently addressing.  Global warming is the most urgent.
 
We cannot now reverse the global warming processes and so must face Polar meltdown, climate extremes and rapidly rising sea-levels. How you and your family and your nation can survive the coming changes, is the theme of my two Cli-Fi e-novels (see right-hand margin of this page). Read them, make them into popular films - and mobilise your politicians.
 
Here below is a summary of some of the information that formed my doom laden prophecy. The planet will be OK; it is the future of civilisation and ourselves that is threatened. Action This Day. What else do you need to know, before attending to the emergency?

***************

STERN FLOOD WARNING 2014
LORD NICHOLAS STERN

GUARDIAN FRONT PAGE 14 FEB 2014 

Climate change is here now and it could lead to global conflict Lord Stern 14-02-2014

Extreme weather events in the UK and overseas are part of a growing pattern that it would be very unwise for us, or our leaders, to ignore, writes the author of the influential 2006 report on the economics of climate change  

The record rainfall and storm surges that have brought flooding across the UK are a clear sign that we are already experiencing the impacts of climate change. Many commentators have suggested that we are suffering from unprecedented extreme weather. There are powerful grounds for arguing that this is part of a trend. Four of the five wettest years recorded in the UK have occurred from the year 2000 onwards. Over that same period, we have also had the seven warmest years.
 
Mercifully, rainfall floods will recede but sea-level-rise floods will persist for millennia. The Guardian’s 14 Feb 2014 editorial “Hard rain, hard truths” cites sea-level-rise due to ocean warming and expansion (a real but minimal effect) but ignores observed Polar meltdown, which is the major factor. NASA director James Hansen used 2007 data (see attached graphic) to warn that when land based Arctic ice melts, seas will rise by 213 feet (64 metres). If so, most of London and New York will be submerged. Holland has floating villagesBritain needs to build floating cities – which are realistic, affordable, sustainable marine engineering proposals (Read AD2516 - After Global Warming). To start - Boris Johnson’s estuary airport should be on a floating island – long before 12 million London refugees try to retreat to higher ground.  LONDON FLOODS - 300ft UNDERWATER
 
(Mr) Noel Hodson 16 Brookside, OXFORD, UK
 
Need convincing? Doubting Thomas? Read More:
 
 
May 2014 - US scientists published a National Climate Assessment
 
 

 

BRITAIN FLOODS - CALIFORNIA DRYS

FLOATING HOMES IN HOLLAND.

Tuesday, 13 May 2014

UK LOAN-SHARKS

LOVEABLE LOANSHARKS


LOAN-SHARK CHAMPION
AL CAPONE.
UK LOANSHARKS ARE LICENSED BY
THE GOVERNMENT

A HAPPY AND A HOLY CHRISTMAS TO ALL FAITHS - CHRISTIANS, MUSLIMS, JEWS, BUDDHISTS, HINDUS, TAOISTS, HUMANISTS, AETHEISTS, OR SIMPLY HUMAN BEINGS. YOUR RELIGIONS OR YOUR ETHICS ABHOR BULLYING AND USURY – SO HELP TO STOP THEM -





HOW? Sign our AVAAZ petition, or start one of your own, and support Stella Creasy, MP, who is pressing the UK Parliament to ban loan-sharks.

 
ANTI-LOAN-SHARK CAMPAIGNER
STELLA CREASY MP
 UK Payday lenders, licensed by Prime Minister David Cameron’s coalition Conservative and Lib-Dem government* to charge whatever they like e.g.  2,000% to 4,500% (there is now no legal UK limit) trap poor people into inescapable revolving debt – backed by the UK’s “Justice” system of County Courts, which pursues about 92,000 debt victims a year into bankruptcy, homelessness and ultimately into prison. 



STELLA CREASY MP – CAMPAIGN AGAINST LOANSHARKING.


YOU MIGHT APPROVE OF THESE “FREE MARKET” LOANSHARK PRICES – ONLY MADE POSSIBLE BECAUSE THE VICTIMS (CUSTOMERS), THE POOREST FAMILIES IN THE LAND, EARN LESS THAN “THE LIVING WAGE”; FORCING THEM TO BORROW EVERY WEEK TO BUY FOOD FOR THE WEEKEND. IT’S A GREAT BRITISH BUSINESS MODEL. MONEYLENDING IS WHAT THE UK EXCELS AT NOW IT HAS NO INDUSTRY, PRODUCTS OR COMMUNITY ETHICS. WE LEARNED THE BASICS FROM THE US MAFIA – AND THEN RAMPED IT UP; LONDON CITY STYLE. 


(Future citizens in a fully automated economy will all be as rich as today's millionaires, and have no need for "Money" - readAD2516 - After Global Warming )





In 1960 my UK Manchester firm was asked for tax advice by a “Journeyman” or back-street door-to-door moneylender. Pre-Thatcher he had to keep his charges under 30% or risk a prison sentence. He confided that he always got paid by his “customers”, mostly housewives while husbands were at work, because on first default - “I NAIL HER HAND TO THE DOOR” – before getting really nasty about subsequent defaults. Today the UK County Court system does the enforcing for him. We turned him away.

Compared to today’s loan-sharks, “The Nailer” was hugely underpriced. Read Suffolk Mike’s 17 year entrapment tale below – at a mere 2,018% per annum. What clever, admirable, monetarist Capitalism.





HAPPY CHRISTMAS – PEACE ON EARTH TO MEN OF GOODWILL.



UK PRIME MINISTER, DAVID CAMERON
WHO WILL CAP LOAN CHARGES
AT 5% AND FREE 1.5 MILLION
FAMILIES FROM CRIPPLING DEBT.
There are reported to be 1.5 million UK homes in these debt-traps, borrowing an average, say, of £500, which is £750 million in total. If PM David Cameron bans all loan charges above 5% APR next week, the Bank of England* could pay-off all the loan-sharks balances and refinance the victims at Base Rate 0.5% APR. Of the UK’s consumer debt of £1.3 trillion, £750 million is 0.5%, which would not rock The City one jot. Making all debts repayable at 5% or less will kick-start the economy from the grass-roots upwards – and reduce ALL prices by an inflation beating 25% as the 15 stage multilayer on-cost price  process is limited to 5%. Ten times Base Rate is still good business capitalism.

*Under the Consumer Credit Act 1974 lenders must have a licence from the Office of Fair Trading (OFT)

It will also give the Prime Minister a “Go to Heaven Free” card. Its time we re-introduced the Plenary Indulgence system for sainted public figures.

Write to your MP, Congressman/ woman and all your media contacts.

A Happy and a Holy Christmas.


STELLA CREASY MP – CAMPAIGN AGAINST LOANSHARKING.
http://www.workingforwalthamstow.org.uk/
The MP and anti-payday loans campaigner Stella Creasy has demanded an apology from the online lender Wongaafter a Guardian investigation uncovered evidence that an employee of the firm has been using an anonymous Twitter account to publicly attack her, calling her mentally unstable.
Wonga's slogan and adverts promise "straight talking money", but company computers appear to have been used to post anonymous comments on blogs critical of its practices and there is evidence that a second Wonga employee has deleted criticism from its Wikipedia page
***********

SIGN THE PETITION FOR:
A 5% per annum cap on all interest rates & charges

***********
Suffolk Mike” – Loan-Shark Victim. There are 1.5 million UK families trapped like this. You can free them this Christmas.


BRITISH JUSTICE:  When just 20 years old, “Mike” in Suffolk UK borrowed £250. In the next 17 years he paid back £90,000 (2018% interest a year), losing his house, job and his health. Mike sought help only when the loan-shark threatened his wife and children. The loan-shark was imprisoned for 8 months (4 months served) for being unlicensed. If he had applied, he would be entitled to suck the lifeblood from his victims at twice the rate. Legalised WONGA can charge up to 4,500%. Four months jail isn’t much to suffer for £90,000 and blighting a family’s life for 17 years. (Jill Insley, Guardian 27 June 12, “Loan shark’s victim wins award”)

For Heavens Sake! – Sign the 5% CAP petition and eliminate these evil “financial services” FSA authorised tapeworms.  5% is ten-times the UK Base Rate. Making 10 times Base Rate is enough for any lender.




Mike of Suffolk - Loan & Debt
repaid
Years
Interest
 £                                        250

1
2017.6%
 £                                        250
 £ 5,294
2
2017.6%
 £                                        250
 £ 5,294
3
2017.6%
 £                                        250
 £ 5,294
4
2017.6%
 £                                        250
 £ 5,294
5
2017.6%
 £                                        250
 £ 5,294
6
2017.6%
 £                                        250
 £ 5,294
7
2017.6%
 £                                        250
 £ 5,294
8
2017.6%
 £                                        250
 £ 5,294
9
2017.6%
 £                                        250
 £ 5,294
10
2017.6%
 £                                        250
 £ 5,294
11
2017.6%
 £                                        250
 £ 5,294
12
2017.6%
 £                                        250
 £ 5,294
13
2017.6%
 £                                        250
 £ 5,294
14
2017.6%
 £                                        250
 £ 5,294
15
2017.6%
 £                                        250
 £ 5,294
16
2017.6%
 £                                        250
 £ 5,294
17
2017.6%
 £                                        250
 £ 5,294



 £        2


 Total Repaid
 £90,000






Loan-Shark operations are as active in the USA as in the UK. Stop them.

GOOGLE Search 21 Nov 2012 “PAYDAY LOANS” gives 9.1 million results.
The Annual Percentage Rates (APR) here, are boldly advertised by the lenders. 

PaydayUK APR 2,090%

Payday Express APR 2,670%

KWIK CASH APR 1,737%

Polly’s Payday Loans APR withheld (US firm)

Payday Loan-Quick APR 2,120%

WONGA.com APR 4,214%